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Have you been waiting for the big sales this DSF? With the festival in full-swing and amazing deals all around, your Najm card is set to offer you even more savings this year.


When you shop at one of the Majid Al Futtaim shopping malls in Dubai, you can enjoy earning up to 10% cashback* or the equivalent value of Voyager Rewards*. How? When you spend:

•    AED 1000 or more, you can get 3% cashback or 3% equivalent of Voyager Rewards
•    AED 3000 or more, you can get 5% cashback or 5% equivalent of Voyager Rewards
•    AED 5000 or more, you can get 10% cashback or 10% equivalent of Voyager Rewards

What’s more? You won’t have to travel far to enjoy these rewards, just visit your nearest Majid Al Futtaim shopping mall:

•    Mall of the Emirates
•    City Centre Deira
•    City Centre Mirdif
•    City Centre Shindagha
•    City Centre Me’aisem
•    My City Centre Al Barsha

Terms and Conditions for Najm Cashback cards:

•    For any queries, please quote reference number 928
•    The offer is valid from 1– 27 January 2018
•    The offer is only applicable on local spends made at Majid Al Futtaim Shopping Malls (City Centre Deira, Mall of the Emirates, City Centre Mirdif, City Centre Shindagha, City Centre Me’aisem, My City Centre Al Barsha)
•    The offer is only valid on local spends made at Majid Al Futtaim Shopping Malls and is restricted to the following merchants’ categories: retail, jewellery, electronics, restaurants and entertainment. Other merchants that do not fall into these categories as per the merchants’ category codes identified by Majid Al Futtaim will not be part of this campaign
•    Customers need to opt in for the campaign by sending the SMS code “DSF”. The enrollment code will be captured from the date of the campaign’s communication till its end date
•    Spends can be made in multiple transactions as long as the total spend is equal to or greater than AED 1000 and is made at Majid Al Futtaim Shopping Malls specified above
•    The cashback will be credited within 45 business days from the end of the promotion
•    The cashback will be capped at AED 500 and is inclusive of regular cashback
•    The offer is valid on all transactions except cash withdrawals and quasi cash transactions
•    The offer is not valid on value added services such as Loan on Phone or Balance Transfer
•    The spend criteria is based over the campaign period i.e. 1 – 27 January 2018 and the cashback will be given at a customer’s level (not at a card’s level)
•    Customers may be asked for a proof of payment in case the merchant is not part of the registered list of merchants
•    The offer is not valid in conjunction with any other promotion or offer
•    Customers opting for the cashback campaign cannot avail 0% Easy Payment Plans on these transactions
•    Majid Al Futtaim Finance L.L.C. makes no warranties and assumes no liability or responsibility with respect to the products & services provided by partners/other entities participating in the program

Terms & Conditions for Voyager cards:

•    For any queries, please quote reference number 929
•    The offer is valid from 1 – 27 January 2018
•    The offer is only applicable on local spends made at Majid Al Futtaim Shopping Malls (City Centre Deira, Mall of the Emirates, City Centre Mirdif, City Centre Shindagha, City Centre Me’aisem, My City Centre Al Barsha)
•    The offer is valid only on local spends made at Majid Al Futtaim Shopping Malls and restricted to the following merchants’ categories: retail, jewellery, electronics, restaurants and entertainment. Other merchants that do not fall into these categories as per the merchants’ category codes identified by Majid Al Futtaim will not be part of this campaign
•    Customers need to opt in for the campaign by sending the SMS code “DSF”. The enrollment code will be captured from the date of the campaign’s communication till its end date
•    Spends can be made in multiple transactions as long as the total spend is equal to or greater than AED 1000 and is made at Majid Al Futtaim Malls specified above
•    Voyager Rewards will be credited within 45 business days from the end of the promotion
•    Voyager Rewards will be capped at 50000 Voyager rewards and inclusive of regular rewards
•    The offer is valid on all transactions except cash withdrawals and quasi cash transactions
•    The offer is not valid on value added services such as Loan on Phone or Balance Transfer
•    The spend criteria is based over the campaign period i.e. 1 – 27 January 2018
•    Voyager Rewards will be given at a customer’s level (not at a card’s level)
•    Customers may be asked for a proof of payment in case the merchant is not part of the registered list of merchants The offer is not valid in conjunction with any other promotion or offer
•    Customers opting for the rewards’ campaign cannot avail 0% Easy Payment Plans on these transactions
•    Majid Al Futtaim Finance L.L.C. makes no warranties and assumes no liability or responsibility with respect to the products & services provided by partners/other entities participating in the program